Flexible Financing Solutions That Drive Sales and Customer Satisfaction
If a customer misses an EMI payment, the locker automatically locks the device, encouraging timely payments and reducing default risks.
EMI Locker comes equipped with powerful features designed to safeguard your device. From remote lock and SIM tracking to location monitoring and EMI reminders, it ensures security and payment compliance—making it the perfect tool for retailers and users alike.
Locks all apps on the device, preventing the user from accessing any application when enabled.
Completely locks the phone, restricting all access until EMI conditions are met or unlocked remotely.
Tracks the real-time location of the device to ensure safety and easy recovery if needed.
Sends timely reminders and notifications to users about upcoming or missed EMI payments on the device.
Automatically detects and records SIM card details for security and easy monitoring of the device.
Allows monitoring of recent call history for tracking communication if the phone becomes unresponsive.
Automatically deducts EMI amount from linked payment sources, ensuring on-time payments every cycle.
Shows whether the device is currently connected to the internet for real-time tracking and control.
The camera can be disabled if EMI is overdue, limiting usage further.
If the customer attempts a soft reset, the locker remains active and re-engages on reboot.
Incoming and outgoing calls are blocked if the customer defaults, preventing misuse of the device.
Restricts unauthorized software updates that could interfere with the EMI locker system.
Often Customer change their sim or mobile number after applying for EMI. EMI payments are not made on schedule. Occasionally, customers will submit an incorrect alternative number or a reference that is incorrect. Many customers even sell their phones before paying their EMIs. BDS EMI Locker is there to safeguard you from this complete scam.
We have a solution for any issue that a merchant may encounter. BDS EMI Locker will totally lock your phone, allowing him to only receive calls and texts. Because the phone is secured, changing the SIM card will have no effect. His phone will function as a dummy. The retailer’s mobile phone number will be available so that he can contact him to pay his EMI.